10 Essential Tax Filing Tips for 2026
2026 | 7 min read | By My Tax Service Team
Tax season is here. Whether you are a first-time filer or a seasoned pro, these 10 tips from My Tax Service will help you file accurately and maximize your refund.
1. File Early
Filing early gives you more time to resolve issues, reduces identity theft risk, and gets your refund faster. The IRS began accepting returns on January 27, 2026.
2. Gather All Documents First
Before you start, collect all W-2s, 1099s, 1098s, and receipts. Missing documents are the number one cause of filing errors and delays.
3. Choose the Right Filing Status
Your filing status affects your tax bracket, standard deduction, and credit eligibility. Married couples should compare filing jointly versus separately.
4. Consider Standard vs. Itemized Deductions
The 2025 standard deduction is $15,000 (single) or $30,000 (married joint). Only itemize if your deductions exceed these amounts. See our deductions guide for details.
5. Claim All Eligible Credits
Credits reduce your tax dollar-for-dollar. Do not miss the Child Tax Credit ($2,000/child), EITC, education credits (AOTC, LLC), and saver's credit.
6. E-File with Direct Deposit
E-filing with direct deposit is the fastest way to get your refund -- typically within 21 days versus 6-8 weeks for paper returns.
7. Double-Check Your Math and SSNs
Simple errors like incorrect Social Security numbers or math mistakes cause the most IRS rejections. Review everything before submitting.
8. Report All Income
The IRS receives copies of your W-2s and 1099s. Failing to report all income triggers automated notices. Include freelance, gig, and investment income.
9. Max Out Retirement Contributions
IRA contributions for 2025 can be made until April 15, 2026. Contributing to a traditional IRA reduces your taxable income immediately.
10. Know When to Get Professional Help
If you have complex situations -- self-employment, rental income, investments, or past-due returns -- professional preparation from My Tax Service ensures accuracy and maximizes your refund.